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Pension Guidance and Information

Please find below a list of links to guidance and fact-sheets on the USS Pension Scheme.

Universities Superannuation Scheme (USS)

USS Factsheets:

  • Normal Retirement
  • Early Retirement
  • Flexible Retirement
  • Early Retirement due to Incapacity
  • Retirement due to Redundancy
  • Late Retirement

USS Benefit Illustrator: Designed to provide you with an estimate of your USS benefits at retirement

Joining the USS scheme

USS Annual Reports and Accounts



UCU termly pension newsletters

USS Key Features


University of Reading

University of Reading information on:


Pension Wise

Pension wise website

Pension Wise is a free and impartial government service about your defined contributions pensions options. If you are over 50 years of age and have a pension that is based on how much has been paid in and are over 50 years of age you can check out your options.

There is an option to book a face-to-face meeting close to where you live or a phone appointment. Call 0300 330 1001 to book an appointment.